PAGE
      3
     
    
   
   
    
     
      PANTHER
      PRINTS
     
     
      No
      Changes
      to
      Loans--Really
     
    
   
   
    
     
      METERS
      vs
      ZONES
     
    
   
   
    
     
      by
      Christopher
      Michaud
     
    
   
   
    
     
      November7
     
    
   
   
    
     
       
     
    
   
   
    
     
      The
      Cabbie
      Wars
      Escalate
     
    
   
   
    
     
        
     
     
       
     
     
        
     
     
         
     
     
       
     
     
       
     
     
       
     
     
        
     
     
         
     
     
       
     
     
       
     
     
       
     
     
       
     
     
       
     
     
       
     
     
       
     
     
       
     
     
       
     
     
        
     
     
          
     
     
       
     
     
       
     
     
       
     
     
       
     
     
       
     
     
       
     
     
       
     
     
        
     
    
   
   
    
     
      by
      Amy
      Gallan
     
    
   
   
    
     
      Unknown
      to
      many,
      a
      struggle
      has
     
     
      been
      escalating
      within
      the
      city
      of
     
     
      harlottetown.
      It
      is
      the
      struggle
      of
     
     
      ertain
      taxi
      companies
      to
      persuade
      the
     
     
      ity
      council
      that
      meters
      should
      be
      used
     
     
      ncabs.
      This
      would
      affect
      cost
      and,
     
     
      hccording
      to
      George
      Garhum,
      owner
      of
     
     
      d’s
      Taxi,
      who
      has
      been
      fighting
      for
     
     
      eters
      since
      1974,
      would
      be
      much
     
     
      ore
      fair
      not
      only
      to
      owners
      of
      cabs
      but
     
     
      also
      to
      the
      public.
     
     
      Currently,
      a
      zone
      system
      is
      used
     
     
      by
      the
      city’s
      taxi
      companies.
      This
     
     
      means
      that
      every
      area
      is
      in
      a
      particular
     
     
      zone
      which
      has
      its
      own
      cost
      --
      to
      the
     
     
      average
      person
      it
      seems
      very
      compli-
     
     
      ated,
      particularly
      when
      the
      subject
      of
     
     
      crossing
      zones
      comes
      into
      the
      matter.
     
     
      In
      some
      ways
      says
      Garhum,
      the
     
     
      zone
      is
      very
      unfair
      to
      the
      public.
      For
     
     
      example,
      one
      could
      take
      a
      short
      taxi
     
     
      drive
      and
      end
      up
      paying
      more
      than
      one
     
     
      would
      for
      longer
      drive.
      One
      example
     
     
      of
      this
      is
      the
      $4.25
      charge
      of
      a
      taxi
      from
     
     
      the
      university
      to
      the
      Kmart
      which
      just
     
     
      jacross
      the
      street,
      when
      it
      costs
      only
     
     
      cents
      more
      to
      go
      downtown.
      With
      the
     
     
      meter
      system
      the
      drive
      to
      the
      Kmart
     
     
      would
      cost
      less
      than
      $2.50.
     
    

    
     
      “*The
      current
      zone
      system
      makes
     
     
      it
      easier
      for
      cab
      drivers
      to
      rip
      the
      public
     
     
      off,’
      Garhum
      explained.
      Many
      cab
     
     
      drivers
      do
      not
      know
      the
      correct
      prices
     
     
      for
      the
      zones
      and
      so
      are
      actually
      guess-
     
     
      ing
      the
      prices,
      in
      many
      cases
      this
      guess
     
     
      is
      more
      than
      what
      should
      actually
      be
     
     
      charged.
      With
      the
      meter
      system
      you
     
     
      pay
      according
      to
      the
      length
      of
      the
      drive.
     
     
      The
      passenger
      could
      not
      be
      ripped
      off
     
     
      as
      easily
      because
      the
      price
      of
      the
      drive
     
     
      is
      shown
      on
      the
      meter.
     
    

    
     
      Getting
      ripped
      off
      with
      the
      meter
     
     
      system
      is
      something
      that
      city
      council
     
     
      and
      some
      of
      the
      public
      worry
      about.
     
     
      Some
      people
      fear
      that
      the
      driver
      of
      the
     
     
      taxi
      will
      take
      longer
      routes
      so
      that
      the
     
     
      cost
      of
      the
      drive
      will
      rise.
      However,
     
     
      Garhum
      maintains
      that
      this
      would
      not
     
     
      be
      a
      factor
      with
      the
      Charlottetown
     
     
      tesidents,
      ‘‘This
      is
      a
      small
      city,
      not
      like
     
     
      Toronto
      or
      Montreal,
      and
      so
      the
      people
     
     
      who
      are
      taking
      taxis
      already
      know
     
     
      where
      they
      are
      going
      and
      know
      how
      to
     
     
      get
      there.
      .
      .
      but
      people
      fear
      what
      they
     
     
      don’t
      understand,
      so
      they
      protest
     
     
      against
      the
      meter
      system.”’
     
    
   
   
    
     
       
     
    
   
   
    
     
       
     
    
   
   
    
     
      Several
      companies
      however
      do
     
     
      not
      want
      the
      meter
      system,
      so
      the
     
     
      process
      has
      been
      delayed
      for
      years.
     
     
      Cab
      owners
      and
      operators
      have
      held
     
     
      two
      votes
      over
      the
      years,
      and
      both
      times
     
     
      there
      was
      a
      63%
      win
      for
      the
      pro-meter
     
     
      side.
      Still,
      no
      measures
      were
      taken
      to
     
     
      install
      meters
      or
      pass
      laws
      pertaining
      to
     
     
      the
      meter
      issue.
      The
      next
      plan
      was
      to
     
     
      have
      a
      two
      to
      three
      month
      trial
      period
      in
     
     
      which
      meters
      would
      be
      installed
      in
      a
     
     
      few
      cars
      in
      each
      company;
      this
      plan
      too
     
     
      was
      delayed,
      and
      in
      the
      end
      it
      was
      never
     
     
      put
      into
      action.
     
    

    
     
      The
      taxi
      companies
      put
      forth
      one
     
     
      final
      plan
      to
      get
      meters
      in
      taxis
      to
      the
     
     
      city
      council.
      It
      included
      a
      blueprint
      of
      a
     
     
      council
      made
      up
      of
      taxi
      owner
      and
     
     
      operators
      which
      would
      watch
      over
      the
     
     
      cab
      companies
      and
      also
      decide
      on
      the
     
     
      meter
      issue,
      but
      this
      was
      forbidden
      by
     
     
      the
      city
      council.
      Instead
      the
      city
      coun-
     
     
      cil
      hired
      an
      accountant
      to
      survey
      the
     
     
      benefits
      and
      pitfalls
      of
      using
      meters.
     
    

    
     
      As
      of
      yet,
      no
      decisions
      have
      been
      made.
     
    

    
     
      It
      has
      been
      a
      long,
      discouraging
     
     
      campaign
      for
      the
      cab
      companies
      and
     
     
      drivers
      who
      want
      meters
      installed
      in
     
     
      every
      cab.
      And
      even
      though
      many
     
     
      people
      including
      many
      people
      outside
     
     
      of
      the
      taxi
      business
      are
      for
      the
      use
      of
     
     
      meters
      in
      taxis,
      the
      prospects
      of
      actually
     
     
      being
      able
      to
      use
      them
      seems
      a
      long
     
     
      way
      off.
      After
      twenty
      years
      of
      waiting
     
     
      for
      measures
      to
      be
      taken
      by
      the
      city
     
     
      council,
      many
      cabbies
      are
      beginning
      to
     
     
      abandon
      hopes
      of
      ever
      using
      meters
      in
     
     
      their
      cars.
      As
      one
      cab
      driver
      bluntly
     
     
      said,
      ‘‘I
      wouldn’t
      hold
      my
      breath
     
     
      waiting.”
     
    
   
   
    
     
      SUBMIT
     
    
   
   
    
     
       
     
     
       
     
    
   
   
    
     
        
       
     
     
        
        
     
     
        
     
     
       
     
     
       
     
     
       
     
     
       
     
     
       
     
     
       
     
     
       
     
     
       
     
     
       
     
     
        
     
     
       
     
    
   
   
    
     
      ie
      Uy
      ere
      Oe
      epee
     
    
   
   
    
     
      You
      read
      the
      headline
      right.
      No,
     
     
      don’t
      rush
      to
      get
      your
      eyesight
      checked.
     
     
      Canada
      Student
      Loans
      have
      not
      really
     
     
      changed.
      You
      still
      have
      to
      fill
      out
      that
     
     
      bloody
      pain-in-the-rear-end
      form,
      submit
     
     
      you
      tax
      returns
      and
      all
      that.
      Don’t
      I
      wish
     
     
      we
      didn’t!
      You
      still
      may
      not
      get
      all
      the
     
     
      money
      you
      are
      asking
      for
      (and
      boy,
      do
      I
     
     
      wish
      we
      did
      get
      it
      all!).
     
    

    
     
      The
      only
      real
      changed
      that
      has
      come
     
     
      out
      of
      this
      confusion
      is
      actually
      quite
     
     
      simple.
      The
      federal
      government
      no
      longer
     
     
      has
      responsibility
      for
      student
      loans
      in
     
     
      Canada.
      What
      does
      that
      mean?
      |
      Simply
     
     
      this.
     
    

    
     
      The
      old
      system
      was
      quite
      costly.
     
     
      When
      a
      student
      did
      not
      repay
      his
      or
      her
     
     
      student
      loan,
      the
      bank
      from
      which
      the
      loan
     
     
      was
      obtained
      sent
      the
      student
      three
      letters
     
     
      of
      warning
      about
      making
      payment
      arrange-
     
     
      ments.
      When
      no
      reply
      was
      received
      from
     
     
      the
      student,
      the
      bank
      forwarded
      the
      file
      on
     
     
      the
      student
      to
      the
      federal
      government,
      who
     
     
      then
      looked
      at
      the
      file
      and
      sent
      the
      bank
      a
     
     
      refund
      for
      the
      money
      it
      had
      lost.
      The
     
     
      government
      then
      sent
      a
      collection
      agency
     
     
      after
      the
      student
      to
      get
      its
      money
      back.
     
     
      What
      did
      most
      students
      do
      if
      CSIS
      came
     
     
      knocking
      at
      their
      doors
      looking
      for
      money
     
     
      they
      didn’t
      have
      and
      were
      dragged
      to
     
     
      court?
      Claim
      bankruptcy,
      of
      course!
     
    

    
     
      The
      Federal
      government
      discovered
     
     
      it
      was
      loosing
      too
      much
      money
      this
      way.
     
     
      Therefore,
      it
      resigned
      from
      co-signing
     
     
      loans
      to
      students,
      leaving
      control
      of
      the
     
     
      whole
      process
      to
      the
      banks
      which
      financed
     
    
   
   
    
     
       
     
    
   
   
    
     
       
     
    
   
   
    
     
      the
      loans.
      In
      other
      words,
      if
      a
      student
     
     
      doesn’t
      pay,
      the
      bank
      is
      not
      going
      to
      bother
     
     
      sending
      the
      file
      away
      and
      get
      the
      money
     
     
      back
      with
      little
      or
      no
      effort
      on
      their
      part.
     
     
      This
      time
      around,
      if
      they
      don’t
      get
      their
     
     
      money,
      they
      will
      send,
      after
      the
      three
     
     
      letters
      of
      warning,
      a
      guy
      named
      Vinnie
      to
     
     
      break
      your
      legs.
      Well,
      maybe
      not,
      but
      you
     
     
      get
      the
      idea.
     
    

    
     
      There
      are
      a
      few
      outs,
      of
      course,
      but
     
     
      still
      with
      strings
      attached.
      ‘‘If
      you
      are
     
     
      unable
      to
      cover
      you
      student
      loan
      payments
     
     
      without
      hardship
      (given
      your
      family
      size
     
     
      and
      income)
      you
      may
      be
      eligible
      for
      the
     
     
      Interest
      Relief
      Program.
      Under
      the
      Interest
     
     
      Relief
      Program,
      the
      federal
      government
     
     
      will
      pay
      the
      interest
      on
      your
      loan.
      Interest
     
     
      Relief
      is
      normally
      approved
      for
      3-month
     
     
      periods
      for
      a
      maximum
      lifetime
      benefit
      of
     
     
      up
      to
      18
      months
      and
      is
      available
      on
      full-
     
     
      time
      loans
      within
      the
      first
      five
      years
      of
     
     
      repayment’’
      (from
      the
      Student
      Loans
     
     
      Student
      Guide,
      available
      at
      the
      Office
      of
     
     
      Higher
      Education,
      Shaw
      Bld,
     
     
      Charlottetown).
     
    

    
     
      This
      does
      not
      mean
      you
      will
      no
     
     
      longer
      pay
      interest
      for
      the
      rest
      of
      your
      life.
     
     
      You
      have
      to
      qualify
      for
      it
      first,
      and
      if
     
     
      getting
      it
      as
      hard
      as
      getting
      your
      loan
      in
      the
     
     
      first
      place,
      good
      luck.
     
    

    
     
      For
      more
      information
      ,
      or
      to
      get
      a
     
     
      booklet
      outlining
      the
      changes,
      contact:
     
     
      Human
      Resources
      Development
      Canada,
     
     
      Education
      Support/Student
      Assistance
     
     
      Branch,
      PO
      Box
      2090,
      Station
      D,
     
    

    
     
      Ottawa,
      Ontario
      K1P
      6C6.
     
    
   
   
    
     
       
     
    
   
   
    
     
       
     
    
   
   
    
     
       
     
    
   
   
    
     
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