£\ Sh th TAY BRITISZ & FOREIGN Lite & Vire Assurance Company.

BARTHOLOMEW LANE, LONDON.

Establishedby Act of Parliament.

a

CAPITAL BIVE MILLIONS STERLING.

ESTABLISHED MARCH 1824.

Board of Direction.

PRESIDENTS.

SAMUEL GURNEY, Ese. sin MOSES MONTEFIORE, Barr.

DIRECTORS.

JAMES ALEXANDER, Jun., Esa. GEORGE H. BARNETT, Esq. Sir k. N. BUXTON, Barrt., M.-P. Str R. CAMPBELL, Bart.

Sin GEORGE CARROLL. BENJAMIN COHEN, Esa.

THe Rieut Hon. G. R. DAWSON. JAMES FLETCHER, Ese.

» CHARLES GIBBES, Ese. WILLIAM GLADSTONE, Ese. JAMES P. HOWARD, Ese.

JOHN IRVING, Esq.

Baron L. DE ROTHSCHILD,

Sir A. N. DE ROTHSCHILD, Barr. H. M. THORNTON, Ese.

MELVIL WILSON, Esa.

AUDITORS.

JAMES COOK, Esa. SAMUEL GURNEY, Jux., Ese. THOMAS CHARLES SMITH, Esa.

BANKERS. Messrs. BARNET, HOARES & Co. SECRETARY. ANDREW HAMILTON, Ese. ACTUARY. FRANCIS AUGUSTUS ENGELBAUCH, Esa: PHYSICIAN, JOHN R. HUME, M. D., Curzon Sr. SOLICITOR. JOHN M. PEARCE, Ese. SURVEYOR.

THOMAS ALLASON, Esa.

Suxtract from a Letter from the Secretary in London, dated &th Seplember, 1848, to the Agent in Charlotte- town.

“]T have the pleasure to inform you that with a view to facilitate the business of the Life Department of this Company, the Board of Direction have determined on the introguction of several new Tables.

“One of the leading features of these new Tabies is the establishment of a NON-PARTICIPATING SCALE 10 connexion with the ordinary class of Assurances cn

single lives; and to persons desirous of effecting Poli-

cies for the purposes of security in money transactions, the introduction of Jower rates of premium will offer peculiar facilities. For Joint Life and Survivorship Assurances, non-participating rates, you will perceive have-also been calculated.

‘The Board have likewise sanctioned the acceptance of Assurances upon which a limited number of annual payments may be made, and for which class participa- ting and non-participating scales of premium have been

computed. ‘Tables of rates for Assurances upon which’ a progressive increase or decrease 1s made in the prem-

um, and for Endowment Assurances in @ non-partici pating Scale, have also been prepared. By this last class of Assurances, you will observe that the amount assured is paid at a fixed period, even though the party

be then alive. “4 Socheall I beg to hand you copies of the Tables to

which I have referred, and which you will be good); enough to bring into operation forthwith. The increas-|

ed facilities for effecting Life Assurances whieh the Directors now afford by construction of these new Tab- bies, induce them to believe that a very considerable acquisition will be derived.”

LIFE DEPARTMENT.

HE Directors, with the view of giving increased)

facilities to the Public in the transaction of Lire As- surance Business, have directed the construction ot several New ‘Pables, of which specimens are annexed. it will be seen that, in the use of these Tables, Agsu- mnces: may be effected with the Company in the fol- wwng variety of forms :-=

ental ionnnar ee eghacantaesgnaeenamemndititbonentinatntent Pam:

THE EXAMINER. 79

Te RENE TP

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WITH Parricrparion (as hitherto) in the profits of the Company. On this principle the following isa specitnen

of the rates charged.

SINGLE LIVES. Whole Life Assurances (Wit Parrticrration).

Age | Annual || Age | Annual Age | Annual Age | Annual Age | Annual next Premium next Premium next Premium next Premium next Premium Birth } per Cent. Birth | per Cent. |} Birth | per Cent. |} Birth | per Cent. Birth | per Cent. Day. |during Life.|| Day. |during Life. Day. jduring Life.|; Day. {during Life. Day. /during Life.

| L. sd.) |). 8. dd L...& di aes | ase i | 1 15 11) 25 | 2 69] 85° | Bo 04 odbecphibe SenBiie) 58 | 6) 11 3 20; 2 0 “|| 30°; 2 Mel 40} 3.18 Al. 50).| 5: 3. .%) GO |] 8 lO 5

WITHOUT participation in the profits. Creditors and other classes of society will find, under a variety of

circumstances, this class of Assurances highly convenient.

SINGLE LIVES. Term and Whole Life Assurances (Wirsour Particrpatron).

A Term. Whole Life. Term. , Whole Lite. ge O Age : — next ne Year. | Seven Years. | annual Pre- || next | One Year. Seven Years. | Annual Pre- Birth | Premium per | Annual Pre- |mium per cent}; Birth | Premium per | Annual Pre- |mium per cent Day. Cent. mium percent.| during Life. || Day. Cent. mium per cent.) during Life. [- a a Se ES ae Se Be. ‘ed. A Brea. Ts Sm & 15 0 16 6 0 18 5 1 12 5 40 1 16 It as ee i ae 20 te | ey ee alte. = 45 6 0 Silbiad 3 16 It 25 BR ole: benders Eel a ae 50 2 15 10 3.3 4 43 3 30 be Bit J | 1 304.4 9? 1879 55.) 'S 8: 10 4 0 10 5 18 oe F221 oD Pi pom eg 216 2, 60 | 41H g°'382"S 7°26

Assurances for the Whole period of Life—the Premiums to cease at a given period to be agreed upon.

| TINE ET A BROT CAPT TS . SINGLE LIVES. SINGLE LIVES. i Whole Life Assurances (Wirn Parricrpation). | Whole Life Assurances (WrrnouTt ParTiciPaTion). § Age Annual rreanan per cent. to cease after Age Annual Premium per cent. to cease after next : : next . Birth |Five Years.|Ten Years. ee ia Birth |Five Years.|Ten Years. Pong yon Day. ; Day. Boi: Be MA jMebiBe thd: acted) | dete & | fe ad} Lewd} Las djs. d. 15 7 AG AL. 408.60 128. 46 O84 DISH $b 2 ahi odo €38 91 SS ee 20 $.12..34: 4.16;:.1 31411 4)219 5 20 218 15400607 8 @ Abit. 7 25 > it)1 Bory a28..813..¢ @ 25 8 12 0 416 6 3120) 3 9 O ao 1}1012 8! £29 7! 4 O.4':8 14:40 30 ii S| §. 2) |.4oe rey 26 oo Tit M3 Oa Se as: 68 35 11010 9; S611 |.4 9 213 4 40 | 313 O@194'A4'2 if o/es 1/5413 G 40 «| 22:44. 8.1. 633. 21.4 WIL} 4 4 2 45 |} 14 610| 8 2 6; 6 2:6 45 | 1218/3) 76° 3 )°810 4 50 1519 0; 9 11 50 1/14 7 2):88,9 55 | 18 310} Ss i .7. se : { : Any other jimited number of years than those abovef [Any other limited number of years than those above specified may be fixed upon. specified may be fixed upon. ASCE MT

Assurances on Ascenpine and Descenpine Scales ;—that is, where the Assured pays smaller or larger rates. of

premium, during the earlier years of assurance, to.be periodically increased or diminished. during the later years.

SINGLE LIVES.

Decreasing Premium (Wirnout Participation.)

SENGLE LIVES. f Increasing Premium (Wirnovur Participation.)

|

Annual Premium per cent. for the Annual Premium per cent., for the

Age e _ ee First | Second | Third | Fourth, |Remain- Age First | Second | Third | Fourth Remain- Birth | Five Five Five Five der of Birth Five Five Five Five der of Day. | Years. | Years. | Years. | Years. | Life. Day. | Years. | Years. | Years. | Years. | Life. RL & die £2 en els Elle be Toe. &eothile tethbdan 2. d.\ La, a a. 2 15 |1 210)1 7 4/111 9/116 32 0 HF 15 (2 4 4118 9113 21 7 Bl 20 20\ |1 8 1112 Q116 3/2 0 4/2 4 FP] 2 |2 9 G2 3 5/117 QIU 1 49 2 1112 61117 312 2 012 6 HQU 6 295 1217 3)2 910\9 2 54H OF 7 G 30 |116 412 2°8/2 9 0/295. 3/3 1 7 30 |3, 6 6/217 5/2 8 51 W 4) 110 3 Th > ee | 02 - tin sa 13 S is in. 935 1/316 .71\32.5 39934107 3 ees 40 }F10 11219 O13 710316 94 5 7 40-410 21316 7/3 3 O12 9 K115 4 45 |%19 91310 2/4 0 7/411 0O|5 1 4 45 15 4 214 7 OB 1 42 U1 G 50/313 64 6 915 0 11513 416 6 SE 50 |6 4 65 3 914 21113 2 1/2 1 3 55/413 6/512 9617 1 1810 4 55/715 66 7 8/419 OSU 1/2 4 of 60 1611 67 1L 0.8.10 6910 O)109 5 60 |915 2718 UG Lt O4 BU2 6 of

Assurances may also be effected subject to Premiums,§ JAssurances may also be effected subject to Premiums)

increasing at any other periods than those specified. decreasing at any other periods than these specified,

Expowment Assurances, by which the Assured fixes a period for tlre termination of the Assurance, the amount.

being paid to his representatives, should he die within that period, or to himself should he outlive it.

!

‘at Charlottetown... A

hmay arise.

ENDOWMENT ASSURANCES. ; bat Amount payable on Deathof Assured undey the Age of 60,, or on his attaining that-age.

(Witrnout Sone ' *

Annual |! Annual =| 4 . Annual pe Annual

on oo Premium i nae = Premium | Binh Day. Premium Hage Day. Premium y. per cent. ! per cent. i per cent.) __per cent. Bee d. || b in. &. @ | L. 8. d. || me ¢d 15 2 0 ai 2 pb 2 16 9 | OB: 4 140) Bisbal lo@hl ni LAR TD 3 9 to 9 9 ae | 3 9 Bh 6 odderet fOr BidOd o Seon buh '4

Any Age may be fixed upon, at the option of the Assured, for the Payment of the Endowment. b

** Assuranceson Joint Lives and Survivorships are also granted on equilable terms. The Directors conceive that considerable facilities.will be afforded tothe public hy these various modes of Av.

surances; and they are disposed to entertain Life Assurances generally, adapted to- such other contingencies re:

\] times at the Office of GEORGE BIRNIE. Esg., the Company's Agena

cals Sorensen SRANCIS AUGUSTUS ENGELBACH, Actuans,,

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