WITH Parrteteation (as hitherto) in the profits of the Company,

TUE EXAMINER. 95

On this principle the following isa specime:,

of the rates charged,

BRITISH & FOREIGN Life & Fire Assurance Company.

BARTHOLOMEW LANE, LONDON.

Established by Act of Parliament.

SINGLE LIVES. Whole Life Assurances (Witn Participation).

Age Annual Age Annual Age Annual Age Annual Age | Annual next | Premium next Premium next Preinium next Premium next Premiuin Birth | per Cent. Birth | per Cent. || Birth | per Cent. |] Birth | per Cent. Birth | per Cent. Day. during uate. Day. {during Life. Day. |during Life.) Day. [during Life./} Day. {during Life. $ | L. s. d. | ss P ern d.)) Lh. s. di | oe. di) | ae a Is | 1 15 lly 2 | 2 6 oF 8 7 3 2 Ail 45 1 4 5 5) BH | GN Oi. 0), 7) 30. f Bde Bs 40 oR a a TS 8 ee ee CS!

CAPITAL FIVE MILLIONS STERLING.

WITHOUT participation in the profits, Creditors and other classes of society will find, under a varicty 0!

circumstances, this class of Assurances highly convenient.

ESTABLISHED MARCH 1824.

Board of Direction.

PRESIDENTS. SAMUEL GURNEY, Esa. wk MOSES MONTEFIORE, Barr.

DIRECTORS.

JAMES ALEXANDER, Jun., Ese. GEORGE H. BARNETT, Esa. Sin &.N. BUXTON, Barr., M.P. sin R. CAMPBELL, Barr.

SINGLE LIVES. Term and Whole Life Assurances (Wrraout Participation).

Age eae W hole Life. lige ore ea Whole Late. next One Year. | Seven Years. | Annual Pre- || next One Year. Seven Years. | Annual Pre- Birth | Premium per | Annual Pre- jmium per cent!| Birth | Premium per | Annual Pre- |mium per cent, Day. Cent. mium percent.) during Life. || Day. Cent. mium percent.) during Life.

Be. Cah hay XO \ yh Me Bu, 5 he oe! SD. oe £! .esy\ d. 15 0 16 6 | GB Sd ne 40 A 16. 18: 2 .2,<4 eae 20 oan yg 7 oe a ae tT 45 2 6 .0 ih 2 3.16 211 25 Rot Be of pore +. orga 2 50 2 15 10 3B 2A 4 13 8 30 oe 0, 4 ae 55 3 8 10 4 0 10 > 18 W as, 2.6m) Mt los Sen inal 216 2; 6 4 11 Ill 5 18 5 Jugdeh oe

Str GEORGE CARROLL. BENJAMIN COHEN, Esa.

Tue Rieut How. G. R. DAWSON. JAMES FLETCHER, Esq. CHARLES GLBBES, Ese. WILLIAM GLADSTONE, Esa. JAMES P. HOWARD, E3e.

JOHN IRVING, Ese.

Banos L. DE ROTHSCHILD, Str A. N. DE ROTHSCHILD, Barr. H. M. THORNTON, Esa. MELVIL WILSON, Esa.

AUDITORS.

JAMES COOK, Fsea. SAMUEL GURNEY, Juy., Esq. ‘THOMAS CHARLES SMITH, Esq.

BANKERS. Messrs. BARNET, HOARES & Co. SECRETARY. ANDREW HAMILTON, Esa. ACTUARY. FRANCIS AUGUSTUS ENGELBACH, Esa:

PHYSICIAN. JOHN R. HUME, M. D., Curzox Sr.

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Assurances for the Whole period of Life—the Premiums to cease at a given period to be agreed upon.

POC TE Be, LRT ES EI AREY ATE AT RO CE ET NETS SINGLE LIVES. SINGLE LIVES. Whole Life Assurances (W:iTa Participation). Whole Life Assurances (Wiruour Participation). f t Age Annual Premium pet cent. to cease after Age Annual Premium per cent. to cease after next . ’ next +: yy i Fifteen | Twenty — Fifteen | Twenty a Five Years./Ten Years. Voare. iii se Pive Years.|Ten Years.) “y.ips. Years. | eter) edie Oped &p Bead Le e ree eee ae ee 15 71630184 °4°7 64)'3°4 9/21 10 60 Bia @) SI’ Fi] 2s £12 8 6 20 89M Qp 416 1 dil 442705 20 715 1!) © @A%botuchk: 41,228 7 25 O Bod! SoFood B99! BY FOF 25 im OT 6 ie. Ci aan ie VO 20:' 490 Busca. '1618°7) 49413141 30 Da 61° 6 °7., 815A OBO sA8B 7 S 30 2am So 612 2 419 2.j)'4'3° 2 a ima. wie oe ih ae ge OF BE ia 0. tea ete 40 } 1114 8} 613 2; 4911/4 4 2} oso i'M Ciro 2 e1 0.3.6 Ee Pe roe et eee | 3649.104 Bolt 50,;14,.7,2| 8.,3,9 55. | 18 3 10 le 7 7 ail 4 Any other limited number of years than those above} }Any other limited number of years than those above; specified may be fixed upon. specified may be fixed upon. i

SOLICITOR. JOHN M. PEARCE, Esa.

SURVEYOR. THOMAS ALLASON, Esq.

Extract from a Letter from the Secretary in London,! dated 8th September, 1848, to the Agent in Charlotte-|

fown.

“| have the pleasure to inform you that with a view! to facilitate the business of the Life Department of this) Company, the Board of Direction have determined on) the introdnetion of several new Tables,

“One of the leading features of these new T'ables is, the establishment of a NON-PARTICIPATING SCALE 1b compexion with the ordinary class of Assurances on) single lives; and to persons desirous of effecting Poli-| cies for the purposes of security In money transactions, | the introduction of lower rates of premium will offer’ peculiar facilities. For Joint Life and Survivorship Assurances, non-participating rates, you will perceive: have also been calculated. |

The Board have likewise sanctioned the acceptance’ of Assurances upon which a limited, number of annual payments may be made, and for which class participa-| sing and non-participating scales of premium have been, computed. ‘Tables of rates for Assurances upon which: a progressive increase or decrease is made in the prem-) um, and for Endowment Assurances in a non-partici | pating Seale, have also been prepared. By this last) class of Assurances, you will observe that the amount assured is paid at a fixed period, even though the party |

> ve. ae [ beg tohand you copies of the Tables to which I have referred, and which you will be good enough to bring into operation forthwith. The increas-| ed facilities for effecting Life Assurances which the Directugs now afford by construction of these new Tab- bles, induce them to believe that a very considerable

acquisition will be derived.”

| ASSURANCES on ASCENDING and J)EscENDING Scales ;—that is, where the Assured pays smaller or larger rates 0}

premium, during the earlier years of assurance, to be periodically increased or diminished during the later years.

. SINGLE LIVES. SINGLE LIVES. Increasing Premium (WitrsouT Participation.) Decreasing Premium (Wrtnovt Particrration.; Annual Premium per cent. for the ~ Annua! Premium per cent. for the Age |— 7 —I} age |— 3 at next First | Second | Third | Fourth |Remain next First | Second | Third | Fourth |Remain- ; Birth | _Five Five Five Five der of Birth Five | Five Five | Five der of Day. Years. | Years. | Years. | Years. | Life. Day. Years. | Years. | Years. | Years. | Life. b a@liierw fib. s. dibL. s. diL. 8. d. LsdaihL.s. adjb. s. diL. 8. diL. 8. d 15 {1 2130/1 7 4/111 91116 3)2 0 OF 15 J2 4 4/118 91113 21 7.81 2 Of 20 +2:0@/070'2 32) 16 OR Bae 4 GS 20 2962 3 1 211 O28. 4-9 9 11729 G17 22 2 02.6 B21i G 95 1217 32 9102 2.5115 011 7 6 30 |116 412 2 82 9 0215 33 1 7 30 13 6 6217 5/2 8 5/119 4/110 a 35 121 02 9 W217 18 5 1/333 ] 35 1316 713 5 91214102 311/113 0 40 1210 11219 03 710316 94 5 AP go [410 2316 7/3 3B 02 9 SI 9 45 1219 9310 2:4 0 7411 O15 1 4 45 15 4 24 7 9811 44214 121 18.6 so 13 13 64 695 0 1518 446 6 BET 50 64 65 3 94 27113 2 121 3! 55 |413 6512 9617 1810 AP 55 1715 66 7 419 931 11/2 4 Of 60 {611 G7 11 0/810 6,910 0109 5 GO }915 4718 16 1 04 3112 6» Assurances may also be effected subject to Premiums fAssurances may also be effected subject to Premiums increasing at any other periods than those specified. decreasing at any other periods than those specitied.

Expowment Assurances, by which the Assured fixes a period for the termination of the Assurance, the amount being paid to his representatives, should he die within that period, or to himself should he outlive it.

ENDOWMENT ASSURANCES. ; 8 Amount payable on Death of Assured under the Age of 60, or on his attaining that age. (Wirnour Participation).

oe

Annual Annual : Annual |! ; Anpual

a inane, a

LIFE DEPARTMENT.

'IVHE Directors, with the view of giving increased facilities to the Public inthe transaction of Lire As-| surance Busryess, have directed the construction of! several New ‘Tables, of which specimens are annexed. | it will be seen that, in the use of these Tables, Assu- rances may be effected with the Company in the fol-|

jowing vari forms ;— | lowing variety of forms ;

Any Age may be fixed upon, at the option of the Assured, for the Payment of the Endowment.

#.* Assurances on Joint Lives and Survivorships are also granted on equitable terms.

neeive that considerable facilities wil] be afforded to the public by these various mod

9 entertain Life Assurances generally, adapted to such other onmagae gern

. s of As- The Directors co e

surances; and they are disposed t enerally, a ; ae may arise. Proposals may be made at all times at the Office of GEORGE BIRNIE, Esq., the Companys A

at Charlottetown, FRANCIS AUGUSTUS ENGELBACH, Acteas?

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