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F e ..=.~w_,,~ »2 A sh; ._A »T‘$>§_"',r» ,rev-V'_‘,~,*,v5;_:;§¢m§q.._:;3`_&f»z»;*§*:¢¥,;` ;-,tgp K. _ _“.".,§,>,_3-_.,54L' _ . -;,(1_;|'_gi;.A\-f_F.~'¢.'. c~».>v. .I _.Y i-.~_e~n,r 1 ti- 4 A ` l A _ ‘I ’ N

fr .Cll'.5l_ila,tion.| `" ‘ ‘H V W ‘ ' V 44 V N A 'Vi Dlily

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ll-it clukwlinowi A R ll i f

MonNrNGnAIr.Ys~ounnnoxssr if ' ' I ‘ ' 'wr - V V »` " i ` _* " ` “A

1, cHARLoTTE'roWN, PRINCE EDWARD 1sL_» ND Tnunsosv MARCH 2°°*“°"T“ “Y “I” 1” *°““°“

___ _ _ ___ . _ g _ ) \ 1 ‘ 1 24, f910~ s2.uu1»nn Yuan nv Marais snvanoii'

` ` > '_ ""'*-' ~&<»______,,___ _ _ ' _ _ .l V '

l _ ...___ __ ____n__ _ _ ___ __ *_____ v..._.____. __H_-..__._.-_-_*__ _ _ _‘H7-,_-2

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w in |__y-_-_ & _ "` ,»»§ a

"A 9 ifPf0f¢Cfi0n.5nowi€eepTbiforme¢il * _ d W’ _usghesr -and seen: hablrsof depositors. _ f fm fwqldrerref -of dam 'l D

___ VlliRYmiorning-s lotIgi!n:i'ei~sYo(i>|f»ug$§t§>'i|tt|

wondering how they can beat u bank, .mg evetjyfmornlng the conscientious and enum; banker wonders, 'as he munches his break. fast -roll what novel Job of rascali

- ty will be

brought to ith lrnnwlcdge before three P. M. lt issue,

true now as dt was twenty-live years ago that eternal vigilance is the price of safety in the management of all institutions of the banking character. ` _

Enemies of banks have not become tewer. They

merely have been redistributed as on class. The old order changeth. giving place to the new, and crime re pews itself in diderent ivaysfilndoubtetlly the perctfnt- age at victimized monetary institutions ie much small- than formerly, but this is due to the greatereicieucy

of the Urochutlons of bankers rather 'tbiln' bo *ny

lessening of the numbers of evil minded persons. 4 r‘f

.at a meeting of alienists in New York city' he

other day a celebrstedamerican -expert told of an in- terview he had with Cesare Lombroso-laltsumlllil' in Turin and repeateda remark made by the late ltaiinl criminologirt as to factors making for insanity in the United States.

"You may expect," said Lombmso, "that with tin

rapid multiplication of banks in America there will he an aggravatiou of certain obscure mental disorders. The spectacle of large sums of-gold, silver and DHD" currencylying expoed to view in a bank, and appa- rently belonging to no one in particular, develops a intent insanity regarding possession. Employers should be careful not to permit any employe not of obviously well balanced faculties to have the duty of regularly depositing money for them in a bank, for the exhibits at the tellers window may uncover an unsuspectod mania."

Right or wrong, l.omhroso's opinion throws some

light upon the increasing disposition of punctllious bankers to adopt precautions against a class of injuries

that until comparatively recent times gave tlbelll almost no anxiety at all. They, too, may have theories as to the effect of~rapid banking expansion ulwu CH" tain mental-disorders of the "obscure" type. ,

So far as open. notorious, ilagitlotis criminality 00D-

fronts iheni they have carried precautions in the twentieth century to a point where the groaser forms ' oi' fcloiiy"wiil have less scope each year. Occasional!!

the “holdup man" operates successfully ln a Far Western bank. but the percentage of first and second

_ _A il_ 9 _L_ #___

~-,__ ..-_ l €sir.s,,.s.1n11nosroNr:.. .ff-fha; _il ‘°°”"I**-‘Ivw. n1a»»s»w\nr

*il I

rnerueoe. a\m¢aunume.l"`£ _ or nl his rnposlwnl. itjeeems uv eu-onrsmenent, WC. without the least annoyance -to -liosefwlth noth- lllt fl! hide, le cont`rivee»to \get`ho1d of a mass of use- ful information regarding ‘persons who are earmarked by the malsdy Lomhmsodedned to the`¢an\erican alienisL _ ' I ‘y The Dragon Rig. ` *_ ”""' i Here iran illustration. it involves s-New Jersey 'ma_n. The cashier commutes to one of tise Oranges in the summer. One morning n newspaper, describ- ing a socialifunction held between Newark and Trea-

NI1. mentioned among other incidenm ot' interest that the guests danced an old fashioned mhuet on a 0118011 carpet, which, according to the hast, had ‘been in his family for more than half a cenmry, having been purchased by an auceeilorafntr en Englishman who got it from a 'hirlr during the Crimean war.

~//'

p _

/¢

Silver and Currency

D°V°\°Pl B Rugardng

Pound/ao. V _ _

'Phat _,afternoon tli%voashlbr`Wls Mlklgg `ai_:~the-.bank

with the head of u ew In-it carpetiouso, andthe conversation turned 'to carpets. » ' ' . ‘

. - I is ,mlm ne-M; and msg, "Old carpets seem to bo as much of_u curiosity as

ggi;-egogglig nhl?-lfgadistnace frost thc period of feats old lli\U\U088." he said. “I MY lil Il -725'!!! l_l¢W8lNlD0l' or "wilful sua violent entry," like the robbing or.-the as 1 rode In this mdrains that one of our depositors Mmtnimsn savings institution by “Jimmy” and had been entertaining his friends with a dence on a .._]ommy.. HDpe_[he day, when wmlgm lr, Howe and *dragon carpet dating back to the Grimes." _ (~,|mr|e, w_ 3|-opp., used (0 lake large retainers on the “How’s that? I sent a dragon carpet yesterday on principle that me devil himself use rights zuaraavgvd f\DPf°*“| i0 11 Jvmrmsu- I forest the mme: but- under me c°n“m,m,,u, _ come m think of it, I believe he gave your bank as

Embeaallng bank dliclals and emD|0Y¢S f°"“ the M* "’“"`°“°°~" "

second smallest percentage. But their Humber ll" 5**

"Funny," mused the banker, reaching for the

t h sentences, cashiers telephone, the carpet man called his oilice

ggalstllllggegergrgrtotlifiepp-sgitdleiitoof :llig‘Manhattan and 'was informed that the dragon carpet had been bank every time the newspapers record the arrest of “returned because too large for the room.'f Name it discovery! bank embezzler half s dozen undiscov- of proposed purchaser? Dime as the depositors.

cred scoundreis mutter beneath their breath, "W0ud¢l'

Within forty-eight hours the cashier had learned

if _- l_»» that the gown worn by the depositors wife at the

Ciflilslfzswtz energy with which the American function-it had been described in the newspapers sa

Bankers' Association follows up the forger of drafts, "s beautiful confectiou, bought last-month in Pnri.a"-- notes checks and certifications, the criminal of this had been sent on approval by a Thirty-fourth street group ilnds -that his trade sulfers severely from the dressmaker and returned the hy after the dance se mm, can °¢_||,m¢_ _ "not quite what my husband thinks I should wenr--

not recherche enough." The lady had bold the dress-

An Eye Is Needed. l maker that he; husband "keeps his account with the

inst the enern Ho-and-Bo ban . _ _

1° "'° °"°““°' md °' °“°;‘,d','t".;f:,m,,e,. bi, ,,,,,_ not it was cabinet time either nuamee or wife use c b““k"" 'Fw °°“'M"“b|° “c ' y ’ bl the privilege of this valuable reference. The account Hflilllll IWW! °f imP"°°“m°'" mr “ few mm ° was closed out after the olrcumsuncea~leadinU to the udendere and 'indictments for others hid fair to im- "ep had been deumd ta th, ggmdwr md hu, Mm prove. the .position materially ill Wil" l’°""°“‘“" “ explained by him in-one ofthoee durious sophiscrles excessive loans, overcertitication and the unwarranted th.; explain nothing Mil. filo folly df the sopliiat.

exteulwll Gfdredlt facilities.

Oompnnionships ofhe "giddy alll gaudy" sort are

Of late, however, with the multiplication of banks "nu, R recommwgdaugn on gqersi principles in the

and the competition fur new accounts. 00ll8¢l`"U'e case of e bank depesitor. The cashier referred to bankers are iinding that it pays mem to IMP l \D°"° numbered among his patrons a well known man about watchful eye ,upon me del\°H|Wl` fm” ‘““°° '"" town. a "az-st nightor." sthletepspormman. On an thought necessary or oven <>!l>°di°”\~ 1” '°"_‘,"’ "" evening train for Washington ‘homer the deposlnor, stances. in .Manhattan .banks have omiuilud |“f°"‘ who was chatting with akeaxitiful woman of twenty- We °°»-~°~~"" '1"‘°.° .:.".:.:“°.:':°....°~ "::.‘::“°‘t.:..‘: :.°_:;:°°.:.':‘: we etolseeitrac o a the \l¢ P - I 9 wb<¥s¢fhs°gcl‘:\\lqofbl&ueiness imhits any l\‘°“°d mr crm' lx* ri- Plaza musical tea the oashier'e wife met the de- clsm might be alleged or suspected. , posltor's wife--their tirst interview.

lmpurgmsnee, do youssy? Not exactly- Moddllllii -f0|,_ my husband was sonsnuoh charmed by your

in meteors that do nooeonoern them? Not cXC1“°f"**' niece," chorxled the former. ao muc'h_ taken with her 3' "’“““°'.i$-ii‘;.f£”{§‘“I..‘i“i.‘.i1“aJ.‘§.`}1'?i’$-ir’-?»$‘l§‘.$ l‘I.i$"£3S.°?!»'i§'i““§2iéiiliiii..1‘.'iZ’..'i"ii;.i3.¥Z§ crmany.-a - I1 . ' - . ‘ ,, than .mercantile conveniences- illlwy Ill" * gf“t;“°‘; to WlBl1l“gf°'l ¢° f¥;*Y°‘;:f{ C“"r’Lff°’T'_‘9(~l b h h -Part inthe faoclal-syltam: anti it-is altogether s Us A.-1 e result or t e :pr 1 oixcsountwgie yog :hong - from that of the ordinary trade sstnblilhllleul- ° iera wife from U10.; “"5 "E M “"5-`r¢ t ° °° Numb °aeape\‘o¢(g,-vpgyutgfgo id ll Wll¢0lD6 ll BD- pgsjwgg w|f9_ g go HC el I it HL 00 WUIIIIIII. onlne ' be considered more Ol* the llank’s information department covered thc _de-

°‘ They M" come to ` l lter f week or two and then it was decided

hu ” "mum" for tm". hpmlwpg; and the a posirnr or a » _ _ an mg" um mn, mcltmd to name their banks tirst mn; the checks] to thodnkleconweie) bin-omcilxlig too fre

_ _ ver bod ' ent and that t wou 9 e c ose e acconn _

:W t-‘=li;me‘i;at:toI`ti:‘l;. of souill elilibmi-V E ‘Y ) “p¢sltor~ rizged and he gong nzlzit sulluiirt

' - ui oil! rwas an 'rm.un

tulip” °, Mu;g‘“f;?§;°p1|:gnob:i?i.?bn a?iteqc\:¢::e Flzehglzgluzlgiher Zheiclrs to-day through otlier banking

ess one ~ - <

v°\wh»r amend# °°““"-” ‘“"°°”‘"" °°".§»'ff'|'ti: 'Fig °"""°°"°'"` sroppinli a 'Cheeis

some HIPIQMIQ of acts and uttbrllle" I H nl' b“*“ll'N°“*°‘*”‘i "'° 'mem nninmiozfnztliiii ae

.you perceive the didculty," observed the cashier

°l>°°“°" "“°“"‘ "' ' - n in me pines checks me

“nh lle'§§ruaz.a iocoanlne tenwrs vi “"2 “°’"”- W °” '°°“ ‘W °

_ _ _ ' »» al _ . _‘_

nm“_ ,ipgelgigy _.among -_those ric are used in ilomestic iitlgstioh to show exnbnxrsuslrtg

,- ‘ _ ,"wl~_§'\¢_,,|,¢,0,¢.¢f¢4ly_ The tendency ll W outside relationships, and it_would_ be deuoelily us- ¢°_||¢¢¢' u¥,¢§¢_.prgcplqs,pf_k;az§Pl4\‘::‘§°‘£:;.1??r plleasaalttcdox- our bank to 'bl -mixed '19 il »e Qillknllf . ' ' "i_""t~o_» lp!!! _ ' tatso " . ~ » hm' Qt/"if .°`;a'|?s -M. 1,-,il-|_”|nb}s quite-IDU* An°;|m~ guggestlvq clear One Monday morning the Bmw. .M dna _ _ I f "I haf' u liaidbiiltiou- cashier l'ound in his mail a etter rom a young in - V ¥i“'N¥%eY5l'k are several large blllkl-~"° “"° mn ionaaire directing I-|13! Pl\Yll1°|1€‘N l¥0l>P0d 00 ll ¢h°'f‘|¢ ¢,,M*’.¢¢’.,,, gm, ,,..-lu.. alan. but Wil” ’“°“‘ for e urge umollnroeree »tae.prevlens»l-'rlesy. A :qv nm 1:51* [meek -accounts--where women con- m|n||t¢s sfterwardahe depositor telephomd. Be said stltgau .lugs-.jority of tho patrons. They are con- _,Ml on Friday night he had .bean playing at n adm- eneue with-e “much eneumnwuw ""° °"°i°“ °' mms *wore "vr°t¢¢t°d"_»b¥' ll" P°"“'» had 'HW' 1 e ¢ ` :mile fin exercises by s emu or me ..,,,., drinks." ima become-cenmsee over me tom-n. mn” ml. “fn n _ ` "grim or members. EllIl\°““¥" end to the heat of his recollection had dmwnwi check | "st N* ge “ moans tniiaite .tact sud Judi- to psy them. out had drawn iunrntionoily in exons of

n thoeo.cirs.\\i||ll\s ncesm M "wma ,,,|.¢where much the mis ,D order U, get sash fur immediate use.

:firm ‘nit lamina-s'p‘:c';ee by me "erase °i°P°'"""° "l want the check stooped until I can illufc Ou! Wh?srit‘i| found that a customer lreelll I il¢"°"*| how l stand." he added. "And, anyhow uw low!"

accounrin-more than one bank.. or a number of uc- (en, me that the debt is not collectible nnli the proper ‘\ m

eouu¢|_°g.| -\|1||¢isry nature in ss many |lllU\“U°""“ thing lo do is to return the sash advanced to um'

. A Beautiful' Cohioctlon 'Bought ‘Last

,d__|m| hmshahit ..‘,,,,y we||' Mr. Jones” responded the cashier. ' _

:¥.g?::c\l:e:‘hi;"gch'e:vvv‘:::{v¢':eP;ir:hu into it local ner- --'rnrtcneck will nor be phd hy us. Hut if you will Month in Paris. _ _

_ |. bn 9 me»|;y sending dowii your bank hook hy special

soul amount. \or~Il the '-'lP|°“l’° "“’"*" "` '"9"' " F _ . lu be _ ' wee mn is os- t A lnelemu. _meoenser It 0"' “P'"°° "° "' .. '"‘” ‘° °

N ¢lW'|" 1 b ut. lil ho ~ _ _ I t l with ncvvullt with the bank oi the casliitlr

Af A “lil-4l0\’“l'°f T"°”'7`"""‘: °g:““:h:”f,::|:'|:: ounygxsznggoruszx fdidvereai fl°o“r§ our outlined On iiimtiilt-s‘t'i:g`; nu ’»»rri;red n vcrtiiied 1-im-k tor *il-.000 on

rt.” u ‘ “mth” 'glib' liispnitnfinnrivste business the lirst business day or l 0 a olnueible norm-'~ em... s beginner. £l'h|_»,.otiiclu1 snplained that lt wus a rule / n ocedsnguoc »rs ns s V '

.»»:

lot hhe bsnkto consult peasonsliy,fwitlrthe retorences

_ for the applicant. A

“Merely n. matter of routine wheibthe application is

' mo ‘olwiouhly eligible as yours," he murmured as he

-dllsd in the»blank with the data eolmunicatnd by his ellhrz "but we must so ‘un-oooh it lr only for the like of torn." ' '

Nothing eouidhave been more satisfying than the

lubodcial outcome of the investigation inw the man's references; but the cashier, an old band at ferreting

._ _ _-ontbanking huuibugs-<:ouid not throw od' the 'feeling -Q' 5-that there was aomethingdn the background worth

_ knowing. He turned the infofraa.i:i¢n<depart~mant-loose ,`on'i'be trail, and ere the next-moon the report washe-

fare him. This fahowed that aboutlsix months -back,

1' .sig G `F D..-` _- v;_~»~ `,__` _ ` .~ _ ,__ y ‘_ I C) _

”*~-. J. _ J f. _'_ _; ` i ist ___ . _ l _

if A

w¢men`cenu|vou~an supra; oi

somebody somewhere. and with that and your Doub- mendations they are nxing it to suit themselves.”

“And what do you suggest?" _ "Well, our idea is that you can help relieve the

situation by closing out Mrs. Brown's account. That’s the,loast you can do to oitsat the damage caused by this bank in giving the Browns a testimonial that helg them palm themselves od on the neighborhood." ui. gentlemen, I don't exactly see how"--

“Sorry you don't, sir,” said the spokesman, rising.

and a little surprised. "But as you can't see with us. 'Pompkhxs here and I think we had better close out our accounts."

Mr. President reconsidered; the bank has an

formation department now, and the Browns moved il

Jlrnuary.

n yet another direction banks are keeping a sharp!

eye upon the depositor than they did say a nge, Considerable perplexity has ansen as in

\\ . ‘\\\ \\\ 1

I i lik I

lf., _

Mfflf/

e 0*"

'rue-ocean Dancer! an O Minus: an a Dragon Carpet. muy writ mor being eiugent is ummm me un-

ull

`°*.*¢

tl ol _///

ke*

and while the new depositor was carrying a check ac- count in a Brooklyn bunk, he was carrying another in a Boston institution. Everything went with perfect smoothness in Brooklyn. The deposltor had built up an excellent reputation there. _ '

lu Boston a situation lLks.the followln developed.

The account ha`d"b'één opened fwith a celgiued check

for $2,000. _ln tligncmue itz! -[few weeks all 'but $15 hill been wlthurswnjmig e deposits: text his nook to me folimueed. ‘ Next sluts wrote to the Boston bankers that one of the c cha in the bunch had not -been ~mada‘nur by ~`him-»a- check tor 8250 drawn to

tseigep, indorsetlfhy ‘ildlhm Smith," beneath which in-

orssgpont was fthe.nume_ ottthe drawer and the word uekrpct, inserted that in both cases his name

0- 0 ' ' _‘been `f "edfb _ apher, who .had dis-

ggge _'!_¢b§;tobgB stood the "loss," but 6 thedécbhhti. ' 1' __ _

ltlflie ‘Now-"'YdF_k`ft*QsIiiefi¢'lfdd ndkod n_ clgyephlpk- 'QQ ,ylll‘ll¢ fnilidn-`2thlih§‘8i!bosi s *for liis new de- tppsitogvhe theieitsrlor the.Bosts'u-bank no “ln- epeot hs; ling* or 3' twin!" simulated the

handling of checks drawn by a person in his ldbcinry. or quaebiiduciary character ta his own personal indtnnod by him personally and oifered by him

posit to personal account. What is the linbiliq _ bank in case these has been a conversion or pefvolllh of the lduclary or trust fund? Must the bank labs good the loss to the fiduciary or trust interest! be held responsible to the extent of having hurse the money misappropriated even when _ appropriation was the result ot an error and

criminal intentr. ` -

For instance, Mr, Bullet Bull has a personal ao-

count -with the Bison National Bank 'of New !o¢i City. He is president of the Buffalo Hoof old KWH Company of West Virginia, which a_¢uuired,a 'col- tmnmg interest inthe men or ta.. ooaseueeees bah

and Dogs Corporation ot New Jersey, an ollnlllsmf' formed 'to segregate the treasury holdings of " Jumping Jack Rabbit Company, the Blind Mice Com-.' pany and the Whole Hog or 'none

Nevada.

These details are importazt as showing the IMI

over which Mr. Bull operates and as emphsiahg the desirability of his account from "le bankin point.. In addition he is head of the iirm of Bull I

Ox, an odicer in a dosen corporations, n

twenty, and is special partner in a bond holllo. son is treasurer of the Buiralo Hoof and Home

pany. The two men have a large Bnanciai.

ance. Perhaps you have met them.

The End of Mr. Bull.

But Mr. Bull’s connections ramify further. ln' HI

been made the trustee of several estates, the 8!ltl&' without bond ot several wills disposing of hamboll amounts, the treasurer of a number of Ghritllllo H- stitutions with substantial funds lying under his hand. In each of these representative capacities he keeps I banking account-nearly a dozen all told. He &lWl the checks for the iirm of Bull & Ox, ihe ll&er'pO¢0» ner being the minor son of Ox, deceased, who left ' entire fortune in the tirm’s business and made 1 x guardian of the lad.

is there anything more obvious than that Hr. &ll

is n solid man? He has two motor cane, goes to We opera, sper-"1 part of each summer in Elltopn. lb wife dresses elaborately, gives pink luncheon: ol Riverside Drive. His daughter is preparing iior mae- riumny at Swellealey College. Mr. Bull’a paw in Old Thirteenth Church is in the direct line of vision of the clergyman as he reads impressive pasmges ol

23.?

Q3 ill?

€

Qing

ing the Lord. ' ~

Unqucstionahly Mr. Bull is n solid man-to but 8'.

(When he enters the Bison National Bank the herd of clerks lifts heads and wonders. Nor is the feeling of admiration diminished until the newspapers anno the failure of tzhs tirm of Bull & 0x_“with tm features not altogether reassuring ln the light of ll. Bnll's lerge responsibility for iidnchry and corporate interests."

Legal investigation discovers the fact that Mr. Bull

has withdrawn a very large total holla llultlod fiduciary accounts, has deposited it to personal Aéoollt in the Bison, has checked (rom tbeilattor to MII. DIL who has been a heavy loser in the slump of stoohl. _

Note the moral. ln not a single case of convent;

of funds by Mr. Bull did the fiduciary intonat lj

represented lose a dollar. The hanks_in which he 3 the fliuuciary accounts reimbursed the 'amounts he

drawn on these accounts ‘.o his individual unix, t1 counsel htviug advised them that, in' the abacus - speclnc autitority from t,ht;£dncia:u interests an i such checks they honor them st 'their own li# _ and peril.- _ - f

/_ \

l\\

ii" -_au~»~ f.-H4 we ew wwf '°° m§ii§§"‘$‘§.-fl`.5'§§ 'fi 'tiT’ii§°l§°2°r'“»m°’ "ia$‘°-"ff" im* “" - " ner conditions onus ensncrer, New tem-_-_

- , < Dlit. ' ' are more and more inclined to

Inst Ootdtver a dtiburnilon four tradesnisu called b°“°at`a 'me dd"b°5 “nd th’ °°“"°

adopt issimply a vtriation of tho rule 0!

if ii" “if¢°“'" ""m.‘ #@9511 tm' “'“ imervlew Wu" espionage of depositors. Oman

l fi

tiielpresidenr. rle recei\'éll“'_thom. "We are here." warned argue risks mvolvgeln ¢n&@w\

;fi`1ih't!ie ripokcalnan, i\"`ret¢ill_`ipntcher in a large way. to personal order by a corpo

._ - .\ _ uaepe, ' be of »»-»- - °= -f_-~~ '.:.......:':::.“::.;';i;':.:::. .L

Alan. hlt;h`us coiue to our-_lptewicillf that-the‘l\8i“1t °f

on the _stveiigtlrof n -rclslentie she gave to this batik,

tltltirltiipnvpur in rhex'r"

us n'|'1'd 1-vc.i'_\' other trliricsnmn of much account ‘in the

(lontr

_ ti lbs ks in thiscouatly

||¢lg_||p0r||.».»d, and ir is .impossible to collect u cent. |‘,l$:f:|°c:"f”fn;°¢°l:,:,e onnme --Duct |||f_"

_ be pthislusi. Before such a

the Bouznbee apartments liulsilnt our to a Mis. Brown dawg, mu" ,how 5|, Hgh; gg

One institution. the iv°°i°

-wimro. na wc linen- lchsnctl, oh'e‘has an account" published n pamphlet, prlblhd

_ . . .. ~ _ .. M _ uimrin nlnot wanna. soia

ri es. thats about right, replied the oniehil. Any Nl; uumommon _aesmbm

in the February circular of the Natio

"\\'¢- think lin-re is. .\ii's_ ‘Iirn\vn‘s hushnnd owes of New York it was stated on the a

;~;£§§§P.-Ei

Ei; ra' illil Sir

oller or the Currency that out a

Elc’s n frznniz wc wouldn't,givs him or any in-:mbcr oi’ dmo" is dm, nm “my tu ‘°v°mm°-Q

his fnmliy credit fur in dollar-'s worth. But with an it arises in part from nn intelligent

‘B

'lpurtnn-nt in u big apartment house their can foul system or cvnionnse of depositors, _

_ \ ‘~ `

t \ _. ‘~:

t ~ \" ‘ " ""‘\

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N4. ;_ ._

u rua.